Fees

I charge for two services, Financial Planning and Investment Management. I only get paid by my clients and do not ever accept commissions or compensation from any other firm. Staying independent, I never have to push my clients into expensive products. 

Financial Planning

This is a project based fee depending on the complexity of your situation. More complexity takes more time to complete. I will need to find out more about your particular situation to quote a financial planning fee. Financial planning fees do not have to be paid in full upfront. Most planning work will be paced out over three to six months and we can agree on a payment plan that works for you. If you have assets over $500,000 managed by Birch Point Wealth, financial planning fees are waived.

Investment Management

Investment Management fees are 1% of assets managed under $1 Million, decreasing to 0.75% when assets exceed $1 Million, and 0.60% when assets exceed $2 Million. I try to keep my costs low and I will not charge on assets being managed elsewhere like a 401(k) plan.